Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: If you're looking for a brand you can trust to strengthen your credit with, the Household Bank Platinum Cards give you that opportunity. They have built in benefits that make managing your account easy, and put you in control online 24/7.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The Sweepstakes begins at 12:00:01 AM ET on 10/01/08. The Sweepstates ends and all entries expire at 11:59:59 PM ET on 09/30/09. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card.
Expert Review: The American DreamCard™ MasterCard® offers a truly unique and generous benefit: "Pooled Rewards." For every dollar you spend (up to $1,000 per purchase), you receive a sweepstakes entry. Up to $25,000 is awarded every month, based on the amount spent by cardholders during the previous month. Over $998,000 has already been distributed in these monthly drawings. The interest rate on the American DreamCard™ depends on whether your credit picture is excellent, very good, good, or fair, but it tends to be higher than many other cards. There is no annual fee and the other fees are typical. While this is not the credit card for someone with a gambling problem, if you enjoy lotteries and tend not to carry a balance, this might be the perfect reward card for you. Just be sure you don't over-spend to get more chances!
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: As of this writing, there aren't many rewards card deals for people with fair credit, other than student cards. The Capital One® No Hassle Cash℠ Rewards card is the exception. You'll earn 1% cash back on all purchases when you use this MasterCard®. You get to decide when to redeem your cash rewards, which won't expire during the life of the card, and you can even choose to get the rebates automatically. The annual fee is only $29, $0 fraud liability, moderate rates, and typical fees. You can also save up to 40% in the Capital One Saving Zone on Yahoo! Shopping when you make your purchases with this credit card.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Take advantage of a 16.9% APR that won't change for at least three years
Know you are protected with $0 fraud liability if your card is ever lost or stolen
Get a credit line up to $2,500 Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone℠ on Yahoo! Shopping
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: Even if you've been late on more than one credit card, medical bill, or loan payment in the last six months, you may still be able to get the Capital One® Standard Platinum credit card. Designed for people with fair credit, this MasterCard® comes with a 0% introductory rate, which is good until May 2009 when the rate goes up. If you've had credit problems in the past, this card can help you get back on track without a security deposit. Also, there's no annual fee, no liability for fraud, and plenty of perks. You can save up to 40% at the Capital One® Saving Zone℠, plus there's 24-hour travel and emergency assistance, 24-hour roadside assistance, travel and car rental insurance, and an extended warranty program, which gives you additional warranty protection at no charge.
Updated:
Nov 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes:
Expert Review: The Capital One® Business Platinum with No Hassle Miles® card provides a combination of low rates with solid rewards. You'll earn 1 mile per dollar on any purchase. You won't be charged an annual fee, a balance transfer fee, or a foreign currency conversion fee. All this, plus a low APR and a 0% introductory rate.
Updated:
Jun 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The Orchard Bank Low APR Cards come with an amazing 7.9% - 8.9% variable purchase APR, and are designed for people seeking to rebuild their credit. They also come with great benefits that fit the needs of managing an account easily.
Full 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year*. Up to 1% Cashback Bonus on all other purchases.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Expert Review: The Discover® Student Open Road® Card offers you a generous 5% rebate on the first $100 in gas and car maintenance that you charge in each billing period, plus a 0% introductory rate on purchases for six months. You can also earn up to 1% back on other purchases, and your credit card rebates are redeemable in amounts as low as $20. There's no annual fee, 0% fraud liability, average interest rates and fees, and if you pay your bills on time, this student credit card will help you build a positive credit history, even if your credit standing right now might be described as only good or fair.
Updated:
Aug 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the the Orchard Bank Classic Cards.
Expert Review: The Orchard Bank Secured MasterCard® is ideal for establishing or rebuilding credit. Make a $200 minimum deposit into an interest-bearing savings account and receive a low APR on purchases and balance transfers, although there is a 5% transfer fee. Cash advances have a much higher rate and a fee. Probably the best credit card deal for people with fair, bad, very bad, or no credit, it reports to the three credit bureaus and charges no sign-up fee. There is a 3% fee on foreign purchases, so use another card when going overseas. The $35 annual fee is waived in the first year, there is a $1 monthly minimum finance charge, and the other fees are typical.
Updated:
Jul 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The Household Bank Low APR Cards come with an amazing 7.9% - 8.9% variable purchase APR, and are designed for people seeking to rebuild their credit. They also come with great benefits that fit the needs of managing an account easily.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
